Terms of Service | Kesha Gentry

Terms of Service

Effective Date: August 28, 2026

Welcome to the website of Miracle Financial Management LLC ("Miracle Financial Management," "we," "us," or "our"), operated under the leadership of Kesha Gentry, founder and owner of Miracle Financial Management LLC.

These Terms of Service ("Terms") govern your access to and use of our website located at https://keshagentry.com/home , together with any related pages, forms, tools, resources, content, and services made available through the website (collectively, the "Service").

By accessing, browsing, or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Service.

These Terms may be updated from time to time. Your continued use of the Service after changes are posted constitutes your acknowledgment and acceptance of the updated Terms.

1. Eligibility and Access to the Site

The Service is intended primarily for individuals who are at least 18 years of age.

By using this website, you represent that you are at least 18 years old and legally capable of entering into these Terms.

We reserve the right to restrict, suspend, or terminate access to the Service if we reasonably believe that a user has violated these Terms or applicable law.

2. Information You Provide

When using certain features of the Service, you may be asked to provide information such as your name, email address, telephone number, location, or other information.

You agree that information you provide through the Service will be accurate, current, and complete to the best of your knowledge.

You are responsible for updating information when necessary and for ensuring that you have the right to provide any information submitted through the Service.

3. Permitted Use of the Service

You may use this website only for lawful purposes and in accordance with these Terms.

You agree not to use the Service:

  • For any unlawful, fraudulent, deceptive, or unauthorized purpose;
  • To violate any applicable federal, state, local, or international law;
  • To interfere with or disrupt the operation or security of the website;
  • To attempt to gain unauthorized access to systems, accounts, servers, or networks;
  • To introduce viruses, malware, malicious code, or other harmful material;
  • To impersonate another person or entity;
  • To collect or harvest information about other users without authorization;
  • To copy, reproduce, distribute, modify, or exploit website content except as expressly permitted by us;
  • To use automated systems, bots, crawlers, or scraping tools in a manner that places an unreasonable burden on the Service; or
  • In any manner that could damage, disable, overburden, or impair the Service.

4. Financial, Insurance, and Educational Information

Important: Information provided through this website is for general educational and informational purposes only. It is not intended to constitute individualized financial, investment, tax, legal, medical, or insurance advice.

Content published on this website may discuss financial wellness, life insurance, indexed universal life insurance, health insurance, Medicare, family protection, financial planning concepts, or related subjects.

Such information is intended to provide general education and help visitors understand concepts and potential options. It should not be considered a recommendation or guarantee that a particular product, strategy, policy, or service is appropriate for your individual circumstances.

Your individual financial circumstances, goals, needs, eligibility, health, insurance history, underwriting requirements, and other factors may affect the products or services available to you.

You should consider obtaining appropriate professional advice before making financial, insurance, tax, legal, or other significant decisions.

5. Insurance and Coverage Information

Information presented on the Service relating to insurance products is provided for general informational purposes.

Insurance products, coverage options, premiums, benefits, exclusions, eligibility requirements, underwriting decisions, policy terms, availability, and carrier requirements may vary by individual, location, and insurance carrier.

Nothing on this website guarantees that you will qualify for any insurance product, receive coverage, receive a particular premium, or obtain a specific policy benefit.

Any insurance application, policy, quote, illustration, contract, or other formal insurance document will control over general information presented on this website.

6. No Professional Relationship Created by Website Use

Accessing or using this website, submitting a contact form, using an online calculator or tool, downloading a resource, or communicating through the website does not by itself create a financial advisory, investment advisory, insurance, tax, legal, or other professional relationship between you and Miracle Financial Management LLC or Kesha Gentry.

Any professional relationship or engagement will be established separately and will be subject to the applicable agreements, disclosures, applications, contracts, or other documentation.

7. Website Content

The content available through the Service may include articles, educational materials, videos, graphics, images, calculators, questionnaires, guides, statements, examples, and other resources.

While we strive to provide useful and accurate information, we do not guarantee that all content will always be complete, current, accurate, or error-free.

Information may be changed, updated, corrected, or removed at any time without prior notice.

You should not rely solely on information contained on this website when making financial, insurance, investment, tax, legal, medical, or other significant decisions.

8. Intellectual Property

Unless otherwise indicated, the Service and all content appearing on or through the Service, including text, graphics, photographs, logos, trademarks, service marks, designs, videos, downloadable materials, layouts, and other materials, are owned by Miracle Financial Management LLC, Kesha Gentry, or the applicable content provider and are protected by applicable intellectual property laws.

You may view and print reasonable portions of the content for your personal, non-commercial use, provided that you do not remove, modify, or obscure copyright, trademark, or other proprietary notices.

You may not reproduce, distribute, publish, transmit, sell, license, modify, create derivative works from, publicly display, or otherwise exploit website content without prior written authorization.

9. Trademarks

The names, logos, service marks, trade names, graphics, and other branding displayed on the Service may be trademarks or service marks of Miracle Financial Management LLC, Kesha Gentry, or third parties.

Nothing contained on the Service grants you any license or right to use any trademark, service mark, logo, or other brand element without the prior written permission of the applicable owner.

10. User Submissions

You may have opportunities to submit information, comments, questions, feedback, suggestions, or other materials through the Service.

You agree that you will not submit content that:

  • Is unlawful, fraudulent, or misleading;
  • Infringes another person's intellectual property rights;
  • Violates another person's privacy rights;
  • Contains malicious software or harmful code;
  • Is abusive, threatening, harassing, defamatory, or obscene;
  • Impersonates another individual or organization;
  • Violates applicable law or regulation; or
  • Contains confidential information that you do not have permission to disclose.

You remain responsible for the content and information you submit through the Service.

11. Personal Information

Personal information submitted through the Service is handled in accordance with our Privacy Policy .

Our Privacy Policy explains the types of information we may collect, how we use information, how information may be shared, and certain rights available to you.

12. Third-Party Links and Services

The Service may contain links to websites, applications, resources, products, services, or other content operated by third parties.

These links are provided for convenience or informational purposes. We do not necessarily sponsor, endorse, or control third-party websites or services.

We are not responsible for the content, accuracy, security, availability, privacy practices, or policies of third-party websites or services.

Your use of third-party websites is subject to the applicable third party's terms and policies.

13. Availability of the Service

We attempt to keep the Service available and functioning properly, but we do not guarantee that the website will always be available, uninterrupted, secure, or error-free.

The Service may occasionally be unavailable due to maintenance, technical problems, updates, third-party services, internet connectivity issues, or circumstances beyond our reasonable control.

14. Security

You agree not to attempt to compromise the security or integrity of the Service.

Prohibited activities include attempting to gain unauthorized access to accounts, servers, systems, networks, databases, or other infrastructure associated with the Service.

You also agree not to introduce viruses, worms, Trojan horses, ransomware, spyware, or other harmful or malicious code.

We reserve the right to investigate suspected violations and to cooperate with law enforcement or other authorized authorities when appropriate or legally required.

15. Disclaimer of Warranties

YOUR USE OF THE SERVICE IS AT YOUR OWN RISK.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.

MIRACLE FINANCIAL MANAGEMENT LLC DISCLAIMS ALL WARRANTIES, INCLUDING, TO THE EXTENT PERMITTED BY LAW, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, AND AVAILABILITY.

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS.

WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, RELIABILITY, OR CURRENTNESS OF INFORMATION PROVIDED THROUGH THE SERVICE.

16. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MIRACLE FINANCIAL MANAGEMENT LLC, KESHA GENTRY, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AFFILIATES, SERVICE PROVIDERS, LICENSORS, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE SERVICE.

THIS INCLUDES, WITHOUT LIMITATION, LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, BUSINESS INTERRUPTION, OR OTHER ECONOMIC LOSS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE WILL NOT EXCEED THE AMOUNT, IF ANY, YOU PAID DIRECTLY TO MIRACLE FINANCIAL MANAGEMENT LLC FOR THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM DURING THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

17. Indemnification

You agree to defend, indemnify, and hold harmless Miracle Financial Management LLC, Kesha Gentry, and their respective officers, directors, employees, contractors, agents, affiliates, service providers, and licensors from and against claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys' fees, arising out of or related to:

  • Your violation of these Terms;
  • Your misuse of the Service;
  • Your violation of applicable law;
  • Your violation of another person's rights; or
  • Content or information you submit through the Service.

18. Suspension and Termination

We reserve the right to suspend, restrict, or terminate your access to the Service at any time, with or without notice, if we believe that you have violated these Terms, applicable law, or otherwise used the Service in a manner that may harm us, our users, or third parties.

Provisions of these Terms that by their nature should survive termination will remain in effect, including provisions relating to intellectual property, disclaimers, limitation of liability, indemnification, and applicable law.

19. Changes to the Service

We reserve the right to modify, suspend, discontinue, or remove any portion of the Service at any time without prior notice.

We may also change or update website content, services, features, tools, resources, or functionality at any time.

20. Changes to These Terms

Miracle Financial Management LLC may revise these Terms from time to time.

When changes are made, the revised Terms will be posted on this page and the Effective Date will be updated.

Your continued use of the Service following the posting of revised Terms means that you accept and agree to the changes.

We encourage you to review these Terms periodically.

21. Governing Law

These Terms will be governed by and interpreted in accordance with the applicable laws of the state in which Miracle Financial Management LLC is legally organized and operates, without regard to conflict-of-law principles, except to the extent superseded by applicable federal law.

Any dispute arising out of or relating to these Terms or the Service will be subject to the jurisdiction and venue of courts having appropriate jurisdiction over the parties and dispute.

22. Severability

If any provision of these Terms is determined to be unlawful, invalid, or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

23. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or agreements expressly incorporated into the Service, constitute the entire agreement between you and Miracle Financial Management LLC regarding your use of the website, unless a separate written agreement applies.

24. No Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of our right to enforce that provision or any other provision in the future.

25. Contact Us

If you have questions about these Terms of Service, please contact Miracle Financial Management LLC.

Miracle Financial Management LLC
Founded and owned by Kesha Gentry

Website:
https://keshagentry.com/home

Phone:
(561) 829-9701

Email:
Please use the contact information provided on the website to contact us regarding questions about these Terms.

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